Call reports 2017
CENLAR FSB — 2017
What CENLAR FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,001,643,000 | 1,057,359,000 | 1,067,971,000 | 1,155,589,000 |
| Total loans | 357,496,000 | 359,762,000 | 359,119,000 | 362,807,000 |
| Allowance for loan losses | 1,145,000 | 1,077,000 | 1,278,000 | 923,000 |
| Securities available for sale | 14,658,000 | 13,679,000 | 12,858,000 | 12,017,000 |
| Securities held to maturity | 540,350,000 | 561,866,000 | 584,851,000 | 570,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,391,000 | 773,298,000 | 799,481,000 | 938,461,000 |
| Interest-bearing deposits | 1,248,000 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 714,143,000 | 773,298,000 | 799,481,000 | 938,461,000 |
| Equity capital | 94,817,000 | 97,986,000 | 98,326,000 | 100,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,973,000 | 12,021,000 | 17,894,000 | 24,088,000 |
| Interest expense | 243,000 | 460,000 | 668,000 | 875,000 |
| Net interest income | 5,730,000 | 11,561,000 | 17,226,000 | 23,213,000 |
| Noninterest income | 87,069,000 | 175,812,000 | 266,963,000 | 359,992,000 |
| Noninterest expense | 87,658,000 | 177,247,000 | 268,402,000 | 365,379,000 |
| Provision for loan losses | 99,000 | 29,000 | 222,000 | -129,000 |
| Pretax income | 5,329,000 | 10,382,000 | 15,850,000 | 18,239,000 |
| Income tax | 14,000 | 20,000 | 36,000 | 55,000 |
| Net income | 5,315,000 | 10,362,000 | 15,814,000 | 18,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,905,000 | 101,469,000 | 101,445,000 | 102,000,000 |
| Total capital | 99,050,000 | 102,546,000 | 102,723,000 | 102,923,000 |
| Risk-weighted assets | 371,245,000 | 384,848,000 | 391,976,000 | 458,567,000 |