Call reports 2013
CENLAR FSB — 2013
What CENLAR FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 694,295,000 | 788,526,000 | 738,368,000 | 779,467,000 |
| Total loans | 84,889,000 | 96,548,000 | 108,168,000 | 116,351,000 |
| Allowance for loan losses | 804,000 | 769,000 | 798,000 | 859,000 |
| Securities available for sale | 0 | 22,909,000 | 21,760,000 | 29,233,000 |
| Securities held to maturity | 542,346,000 | 520,728,000 | 536,443,000 | 553,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,526,000 | 607,248,000 | 595,425,000 | 633,674,000 |
| Interest-bearing deposits | 534,321,000 | 601,568,000 | 592,124,000 | 627,415,000 |
| Noninterest-bearing deposits | 4,205,000 | 5,680,000 | 3,301,000 | 6,259,000 |
| Equity capital | 56,828,000 | 59,420,000 | 60,939,000 | 63,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,511,000 | 8,871,000 | 13,385,000 | 18,067,000 |
| Interest expense | 995,000 | 2,025,000 | 2,903,000 | 3,682,000 |
| Net interest income | 3,516,000 | 6,846,000 | 10,482,000 | 14,385,000 |
| Noninterest income | 29,535,000 | 59,367,000 | 89,996,000 | 124,965,000 |
| Noninterest expense | 28,344,000 | 59,279,000 | 90,191,000 | 124,431,000 |
| Provision for loan losses | 62,000 | 135,000 | 217,000 | 322,000 |
| Pretax income | 4,357,000 | 6,478,000 | 9,749,000 | 14,198,000 |
| Income tax | 8,000 | 9,000 | 14,000 | 13,000 |
| Net income | 4,349,000 | 6,469,000 | 9,735,000 | 14,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,514,000 | 64,089,000 | 65,346,000 | 66,856,000 |
| Total capital | 63,318,000 | 64,858,000 | 66,144,000 | 67,715,000 |
| Risk-weighted assets | 219,359,000 | 231,910,000 | 241,052,000 | 244,424,000 |