Call reports 2025
COMMERCE BANK — 2025
What COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 32,238,584,000 | 32,100,158,000 | 32,080,679,000 | 32,722,351,000 |
| Total loans | 17,382,312,000 | 17,669,060,000 | 17,789,305,000 | 17,775,592,000 |
| Allowance for loan losses | 167,031,000 | 165,260,000 | 175,671,000 | 179,468,000 |
| Securities available for sale | 9,259,410,000 | 8,910,310,000 | 8,994,681,000 | 9,094,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 56,832,000 | 47,124,000 | 56,741,000 | 40,476,000 |
| Total deposits | 26,196,760,000 | 25,857,764,000 | 25,832,579,000 | 25,937,792,000 |
| Interest-bearing deposits | 18,324,738,000 | 18,101,638,000 | 17,968,424,000 | 17,433,885,000 |
| Noninterest-bearing deposits | 7,872,022,000 | 7,756,126,000 | 7,864,155,000 | 8,503,907,000 |
| Equity capital | 2,900,384,000 | 3,045,795,000 | 3,174,852,000 | 3,280,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 361,876,000 | 729,423,000 | 1,101,554,000 | 1,472,373,000 |
| Interest expense | 95,780,000 | 187,778,000 | 282,923,000 | 373,855,000 |
| Net interest income | 266,096,000 | 541,645,000 | 818,631,000 | 1,098,518,000 |
| Noninterest income | 155,307,000 | 316,774,000 | 474,769,000 | 637,960,000 |
| Noninterest expense | 233,944,000 | 470,406,000 | 706,314,000 | 949,639,000 |
| Provision for loan losses | 15,095,000 | 23,015,000 | 43,753,000 | 57,413,000 |
| Pretax income | 172,964,000 | 363,698,000 | 542,678,000 | 722,259,000 |
| Income tax | 38,081,000 | 79,675,000 | 120,009,000 | 160,648,000 |
| Net income | 134,856,000 | 283,996,000 | 422,642,000 | 561,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,380,460,000 | 3,472,525,000 | 3,554,432,000 | 3,636,651,000 |
| Total capital | 3,565,818,000 | 3,653,790,000 | 3,745,430,000 | 3,833,780,000 |
| Risk-weighted assets | 23,317,026,000 | 23,521,176,000 | 23,606,309,000 | 23,739,393,000 |