Call reports 2023
COMMERCE BANK — 2023
What COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 31,853,365,000 | 32,648,262,000 | 31,204,394,000 | 31,504,301,000 |
| Total loans | 16,541,684,000 | 16,963,315,000 | 17,134,446,000 | 17,209,656,000 |
| Allowance for loan losses | 159,317,000 | 158,685,000 | 162,244,000 | 162,395,000 |
| Securities available for sale | 11,219,255,000 | 10,406,603,000 | 9,855,783,000 | 9,679,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,943,000 | 29,810,000 | 36,013,000 | 29,365,000 |
| Total deposits | 24,942,894,000 | 26,174,597,000 | 25,436,938,000 | 25,698,298,000 |
| Interest-bearing deposits | 15,998,226,000 | 17,670,595,000 | 17,129,054,000 | 17,387,963,000 |
| Noninterest-bearing deposits | 8,944,668,000 | 8,504,002,000 | 8,307,884,000 | 8,310,335,000 |
| Equity capital | 2,194,938,000 | 2,144,126,000 | 2,033,369,000 | 2,390,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 306,516,000 | 651,438,000 | 1,007,321,000 | 1,366,758,000 |
| Interest expense | 58,607,000 | 158,366,000 | 271,715,000 | 386,649,000 |
| Net interest income | 247,909,000 | 493,072,000 | 735,606,000 | 980,109,000 |
| Noninterest income | 137,441,000 | 284,179,000 | 426,870,000 | 570,074,000 |
| Noninterest expense | 220,626,000 | 443,968,000 | 672,031,000 | 918,039,000 |
| Provision for loan losses | 15,948,000 | 21,813,000 | 35,155,000 | 43,325,000 |
| Pretax income | 150,210,000 | 306,973,000 | 452,502,000 | 588,384,000 |
| Income tax | 32,570,000 | 67,068,000 | 99,096,000 | 130,095,000 |
| Net income | 117,613,000 | 239,878,000 | 353,379,000 | 458,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,975,396,000 | 3,020,764,000 | 3,067,396,000 | 3,125,706,000 |
| Total capital | 3,163,634,000 | 3,208,977,000 | 3,257,470,000 | 3,313,640,000 |
| Risk-weighted assets | 23,719,010,000 | 23,927,157,000 | 23,834,542,000 | 23,990,709,000 |