Call reports 2020
COMMERCE BANK — 2020
What COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,699,996,000 | 30,406,348,000 | 31,354,790,000 | 32,808,565,000 |
| Total loans | 15,080,027,000 | 16,407,839,000 | 16,460,410,000 | 16,374,730,000 |
| Allowance for loan losses | 171,653,000 | 240,744,000 | 236,360,000 | 220,834,000 |
| Securities available for sale | 8,673,330,000 | 10,312,611,000 | 11,532,633,000 | 12,440,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 24,354,000 | 28,839,000 | 25,837,000 | 35,378,000 |
| Total deposits | 21,041,334,000 | 24,813,385,000 | 25,865,238,000 | 27,120,127,000 |
| Interest-bearing deposits | 13,823,627,000 | 14,826,707,000 | 14,973,952,000 | 16,449,147,000 |
| Noninterest-bearing deposits | 7,217,707,000 | 9,986,678,000 | 10,891,286,000 | 10,670,980,000 |
| Equity capital | 2,845,573,000 | 2,938,813,000 | 3,008,038,000 | 3,077,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 220,540,000 | 433,360,000 | 655,553,000 | 868,169,000 |
| Interest expense | 20,584,000 | 30,871,000 | 38,040,000 | 43,033,000 |
| Net interest income | 199,956,000 | 402,489,000 | 617,513,000 | 825,136,000 |
| Noninterest income | 126,617,000 | 241,161,000 | 369,333,000 | 501,631,000 |
| Noninterest expense | 210,731,000 | 397,582,000 | 583,847,000 | 779,003,000 |
| Provision for loan losses | 42,868,000 | 120,359,000 | 123,559,000 | 116,049,000 |
| Pretax income | 72,924,000 | 128,968,000 | 296,371,000 | 452,797,000 |
| Income tax | 13,855,000 | 25,073,000 | 59,661,000 | 91,673,000 |
| Net income | 59,043,000 | 103,869,000 | 236,684,000 | 361,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,445,435,000 | 2,461,106,000 | 2,535,763,000 | 2,606,169,000 |
| Total capital | 2,642,513,000 | 2,712,289,000 | 2,783,583,000 | 2,844,675,000 |
| Risk-weighted assets | 20,063,229,000 | 20,611,926,000 | 21,104,583,000 | 21,384,722,000 |