Call reports 2016
COMMERCE BANK — 2016
What COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,374,811,000 | 24,584,612,000 | 24,613,310,000 | 25,529,171,000 |
| Total loans | 12,759,108,000 | 13,126,061,000 | 13,241,389,000 | 13,429,652,000 |
| Allowance for loan losses | 152,132,000 | 153,832,000 | 154,532,000 | 155,932,000 |
| Securities available for sale | 9,495,653,000 | 9,163,801,000 | 9,380,307,000 | 9,587,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 23,137,000 | 30,537,000 | 28,591,000 | 22,292,000 |
| Total deposits | 20,690,445,000 | 20,157,971,000 | 20,179,185,000 | 21,110,986,000 |
| Interest-bearing deposits | 13,621,243,000 | 13,243,782,000 | 13,035,745,000 | 13,671,697,000 |
| Noninterest-bearing deposits | 7,069,202,000 | 6,914,189,000 | 7,143,440,000 | 7,439,289,000 |
| Equity capital | 2,246,100,000 | 2,308,858,000 | 2,325,982,000 | 2,246,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 171,116,000 | 350,015,000 | 527,458,000 | 708,640,000 |
| Interest expense | 8,374,000 | 16,635,000 | 24,780,000 | 33,121,000 |
| Net interest income | 162,742,000 | 333,380,000 | 502,678,000 | 675,519,000 |
| Noninterest income | 121,119,000 | 239,122,000 | 360,297,000 | 481,608,000 |
| Noninterest expense | 176,374,000 | 353,657,000 | 534,385,000 | 714,886,000 |
| Provision for loan losses | 9,439,000 | 18,655,000 | 25,918,000 | 36,318,000 |
| Pretax income | 97,947,000 | 199,943,000 | 302,426,000 | 405,786,000 |
| Income tax | 31,021,000 | 62,995,000 | 95,671,000 | 128,125,000 |
| Net income | 66,900,000 | 136,922,000 | 206,729,000 | 277,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,012,979,000 | 2,046,037,000 | 2,078,436,000 | 2,111,797,000 |
| Total capital | 2,166,206,000 | 2,200,962,000 | 2,234,071,000 | 2,268,845,000 |
| Risk-weighted assets | 17,784,386,000 | 18,230,071,000 | 18,388,634,000 | 18,905,887,000 |