Call reports 2015
COMMERCE BANK — 2015
What COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,920,518,000 | 23,584,129,000 | 23,845,514,000 | 24,483,687,000 |
| Total loans | 11,725,888,000 | 11,936,569,000 | 12,229,457,000 | 12,445,357,000 |
| Allowance for loan losses | 153,532,000 | 151,532,000 | 151,532,000 | 151,532,000 |
| Securities available for sale | 9,859,611,000 | 9,163,818,000 | 9,417,560,000 | 9,720,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 15,655,000 | 19,080,000 | 18,063,000 | 12,326,000 |
| Total deposits | 19,580,494,000 | 19,291,998,000 | 18,989,755,000 | 19,981,552,000 |
| Interest-bearing deposits | 12,791,278,000 | 12,402,200,000 | 12,286,886,000 | 12,832,455,000 |
| Noninterest-bearing deposits | 6,789,216,000 | 6,889,798,000 | 6,702,869,000 | 7,149,097,000 |
| Equity capital | 2,118,654,000 | 2,109,349,000 | 2,154,238,000 | 2,146,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 151,821,000 | 321,161,000 | 489,143,000 | 657,888,000 |
| Interest expense | 6,854,000 | 13,781,000 | 20,865,000 | 28,128,000 |
| Net interest income | 144,967,000 | 307,380,000 | 468,278,000 | 629,760,000 |
| Noninterest income | 108,618,000 | 227,790,000 | 341,027,000 | 457,699,000 |
| Noninterest expense | 166,971,000 | 336,382,000 | 507,590,000 | 679,912,000 |
| Provision for loan losses | 4,420,000 | 11,177,000 | 19,541,000 | 28,727,000 |
| Pretax income | 84,703,000 | 189,939,000 | 284,502,000 | 381,261,000 |
| Income tax | 27,135,000 | 59,475,000 | 88,646,000 | 119,112,000 |
| Net income | 57,542,000 | 130,438,000 | 195,830,000 | 262,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,891,774,000 | 1,927,016,000 | 1,954,615,000 | 1,983,051,000 |
| Total capital | 2,046,390,000 | 2,079,635,000 | 2,107,234,000 | 2,135,668,000 |
| Risk-weighted assets | 16,660,904,000 | 16,745,092,000 | 17,393,262,000 | 17,697,645,000 |