Call reports 2014
COMMERCE BANK — 2014
What COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 22,665,127,000 | 22,884,414,000 | 22,578,644,000 | 23,881,169,000 |
| Total loans | 11,194,463,000 | 11,459,256,000 | 11,446,457,000 | 11,470,308,000 |
| Allowance for loan losses | 161,532,000 | 161,532,000 | 161,532,000 | 156,532,000 |
| Securities available for sale | 9,054,747,000 | 9,215,198,000 | 8,818,239,000 | 9,467,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 16,727,000 | 16,384,000 | 17,356,000 | 15,605,000 |
| Total deposits | 19,214,170,000 | 18,942,955,000 | 18,593,763,000 | 19,478,936,000 |
| Interest-bearing deposits | 12,685,249,000 | 12,526,676,000 | 12,139,934,000 | 12,663,819,000 |
| Noninterest-bearing deposits | 6,528,921,000 | 6,416,279,000 | 6,453,829,000 | 6,815,117,000 |
| Equity capital | 1,990,121,000 | 2,047,339,000 | 2,045,026,000 | 2,069,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 159,310,000 | 323,823,000 | 485,106,000 | 643,124,000 |
| Interest expense | 6,941,000 | 14,022,000 | 21,125,000 | 28,121,000 |
| Net interest income | 152,369,000 | 309,801,000 | 463,981,000 | 615,003,000 |
| Noninterest income | 103,448,000 | 213,655,000 | 328,342,000 | 440,740,000 |
| Noninterest expense | 160,623,000 | 320,060,000 | 483,837,000 | 651,629,000 |
| Provision for loan losses | 9,660,000 | 17,215,000 | 24,867,000 | 29,530,000 |
| Pretax income | 79,991,000 | 180,007,000 | 277,074,000 | 368,039,000 |
| Income tax | 24,733,000 | 57,796,000 | 88,645,000 | 118,094,000 |
| Net income | 55,232,000 | 122,185,000 | 188,403,000 | 249,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,817,270,000 | 1,836,579,000 | 1,855,197,000 | 1,869,053,000 |
| Total capital | 1,979,888,000 | 1,999,195,000 | 2,017,812,000 | 2,026,666,000 |
| Risk-weighted assets | 14,804,592,000 | 15,111,918,000 | 15,021,032,000 | 15,404,700,000 |