Call reports 2013
COMMERCE BANK — 2013
What COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 22,079,408,000 | 21,764,516,000 | 22,311,155,000 | 22,943,132,000 |
| Total loans | 9,992,697,000 | 10,379,397,000 | 10,825,451,000 | 10,957,654,000 |
| Allowance for loan losses | 168,031,000 | 166,032,000 | 163,532,000 | 161,532,000 |
| Securities available for sale | 9,499,795,000 | 8,860,181,000 | 8,510,366,000 | 8,853,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 25,484,000 | 16,079,000 | 19,478,000 | 21,541,000 |
| Total deposits | 18,517,877,000 | 17,900,497,000 | 18,222,172,000 | 19,056,958,000 |
| Interest-bearing deposits | 12,344,598,000 | 12,085,465,000 | 12,032,665,000 | 12,296,673,000 |
| Noninterest-bearing deposits | 6,173,279,000 | 5,815,032,000 | 6,189,507,000 | 6,760,285,000 |
| Equity capital | 1,984,085,000 | 1,891,505,000 | 1,958,336,000 | 1,951,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 158,140,000 | 321,466,000 | 482,819,000 | 643,166,000 |
| Interest expense | 8,406,000 | 16,208,000 | 23,651,000 | 30,936,000 |
| Net interest income | 149,734,000 | 305,258,000 | 459,168,000 | 612,230,000 |
| Noninterest income | 115,819,000 | 236,647,000 | 317,189,000 | 428,189,000 |
| Noninterest expense | 171,841,000 | 344,981,000 | 472,234,000 | 629,524,000 |
| Provision for loan losses | 3,285,000 | 10,664,000 | 14,810,000 | 20,354,000 |
| Pretax income | 89,985,000 | 185,330,000 | 288,063,000 | 389,383,000 |
| Income tax | 29,383,000 | 60,724,000 | 94,901,000 | 127,859,000 |
| Net income | 60,576,000 | 124,580,000 | 193,136,000 | 261,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,725,818,000 | 1,741,432,000 | 1,789,157,000 | 1,809,231,000 |
| Total capital | 1,895,932,000 | 1,910,443,000 | 1,956,591,000 | 1,971,850,000 |
| Risk-weighted assets | 13,963,870,000 | 14,299,696,000 | 14,634,052,000 | 14,555,848,000 |