Call reports 2008
COMMERCE BANK — 2008
What COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,313,122,000 | 15,592,314,000 | 15,634,806,000 | 17,422,344,000 |
| Total loans | 10,594,661,000 | 10,754,505,000 | 10,690,722,000 | 11,643,748,000 |
| Allowance for loan losses | 131,072,000 | 134,571,000 | 145,403,000 | 172,619,000 |
| Securities available for sale | 2,900,141,000 | 3,146,518,000 | 3,281,654,000 | 3,570,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 17,049,000 | 22,234,000 | 12,499,000 | 9,687,000 |
| Total deposits | 11,544,413,000 | 11,492,720,000 | 11,343,896,000 | 12,899,793,000 |
| Interest-bearing deposits | 10,170,364,000 | 10,165,118,000 | 10,211,243,000 | 11,520,108,000 |
| Noninterest-bearing deposits | 1,374,049,000 | 1,327,602,000 | 1,132,653,000 | 1,379,685,000 |
| Equity capital | 1,295,565,000 | 1,323,632,000 | 1,319,142,000 | 1,440,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 204,633,000 | 395,803,000 | 588,633,000 | 846,870,000 |
| Interest expense | 75,383,000 | 133,704,000 | 187,196,000 | 257,155,000 |
| Net interest income | 129,250,000 | 262,099,000 | 401,437,000 | 589,715,000 |
| Noninterest income | 95,348,000 | 201,543,000 | 302,240,000 | 399,894,000 |
| Noninterest expense | 140,447,000 | 282,528,000 | 460,655,000 | 631,902,000 |
| Provision for loan losses | 19,660,000 | 36,826,000 | 65,332,000 | 108,900,000 |
| Pretax income | 63,011,000 | 142,665,000 | 176,066,000 | 255,044,000 |
| Income tax | 19,269,000 | 45,527,000 | 54,269,000 | 78,747,000 |
| Net income | 43,742,000 | 97,138,000 | 121,797,000 | 176,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,173,280,000 | 1,213,808,000 | 1,225,591,000 | 1,368,254,000 |
| Total capital | 1,305,362,000 | 1,349,386,000 | 1,371,991,000 | 1,540,065,000 |
| Risk-weighted assets | 12,637,332,000 | 12,786,314,000 | 12,933,116,000 | 13,742,918,000 |