Call reports 2007
COMMERCE BANK — 2007
What COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,927,492,000 | 14,166,865,000 | 14,652,994,000 | 14,741,252,000 |
| Total loans | 9,701,331,000 | 9,864,992,000 | 10,135,252,000 | 10,189,079,000 |
| Allowance for loan losses | 121,118,000 | 122,347,000 | 122,961,000 | 122,958,000 |
| Securities available for sale | 2,751,195,000 | 2,662,209,000 | 2,882,675,000 | 2,621,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 11,792,000 | 19,413,000 | 16,484,000 | 26,592,000 |
| Total deposits | 10,904,113,000 | 11,042,837,000 | 10,970,903,000 | 11,510,628,000 |
| Interest-bearing deposits | 9,620,217,000 | 9,855,500,000 | 9,894,785,000 | 10,180,090,000 |
| Noninterest-bearing deposits | 1,283,896,000 | 1,187,337,000 | 1,076,118,000 | 1,330,538,000 |
| Equity capital | 1,123,474,000 | 1,158,116,000 | 1,243,190,000 | 1,261,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 211,306,000 | 427,286,000 | 647,432,000 | 866,054,000 |
| Interest expense | 89,797,000 | 181,513,000 | 276,519,000 | 367,571,000 |
| Net interest income | 121,509,000 | 245,773,000 | 370,913,000 | 498,483,000 |
| Noninterest income | 88,100,000 | 185,055,000 | 285,481,000 | 387,409,000 |
| Noninterest expense | 129,382,000 | 259,405,000 | 392,970,000 | 534,045,000 |
| Provision for loan losses | 7,684,000 | 16,529,000 | 27,579,000 | 40,717,000 |
| Pretax income | 72,541,000 | 154,521,000 | 235,478,000 | 312,223,000 |
| Income tax | 23,361,000 | 49,880,000 | 75,264,000 | 99,725,000 |
| Net income | 49,180,000 | 104,641,000 | 160,214,000 | 212,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,051,549,000 | 1,085,097,000 | 1,133,698,000 | 1,146,752,000 |
| Total capital | 1,173,663,000 | 1,208,437,000 | 1,257,652,000 | 1,270,953,000 |
| Risk-weighted assets | 11,316,716,000 | 11,767,355,000 | 12,151,534,000 | 12,349,121,000 |