Call reports 2006
COMMERCE BANK — 2006
What COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,387,130,000 | 12,878,734,000 | 13,726,142,000 | 13,891,414,000 |
| Total loans | 8,623,749,000 | 8,855,669,000 | 9,281,606,000 | 9,403,366,000 |
| Allowance for loan losses | 117,898,000 | 117,867,000 | 121,225,000 | 121,118,000 |
| Securities available for sale | 2,717,186,000 | 2,710,914,000 | 2,920,364,000 | 2,877,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 25,436,000 | 18,008,000 | 7,784,000 | 6,771,000 |
| Total deposits | 10,119,601,000 | 9,989,298,000 | 10,548,857,000 | 10,714,267,000 |
| Interest-bearing deposits | 8,780,208,000 | 8,748,234,000 | 9,406,197,000 | 9,480,550,000 |
| Noninterest-bearing deposits | 1,339,393,000 | 1,241,064,000 | 1,142,660,000 | 1,233,717,000 |
| Equity capital | 924,580,000 | 922,716,000 | 1,042,014,000 | 1,098,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 173,082,000 | 355,744,000 | 554,207,000 | 763,253,000 |
| Interest expense | 59,405,000 | 125,857,000 | 206,549,000 | 293,762,000 |
| Net interest income | 113,677,000 | 229,887,000 | 347,658,000 | 469,491,000 |
| Noninterest income | 88,575,000 | 179,950,000 | 269,728,000 | 362,392,000 |
| Noninterest expense | 122,418,000 | 244,905,000 | 370,067,000 | 497,107,000 |
| Provision for loan losses | 4,119,000 | 9,596,000 | 16,760,000 | 24,341,000 |
| Pretax income | 75,715,000 | 156,019,000 | 231,383,000 | 311,262,000 |
| Income tax | 26,231,000 | 53,343,000 | 77,173,000 | 102,448,000 |
| Net income | 49,484,000 | 102,676,000 | 154,210,000 | 208,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 935,259,000 | 938,455,000 | 977,104,000 | 1,031,289,000 |
| Total capital | 1,054,309,000 | 1,057,435,000 | 1,099,396,000 | 1,153,422,000 |
| Risk-weighted assets | 9,866,353,000 | 10,397,258,000 | 10,893,893,000 | 11,072,506,000 |