Call reports 2005
COMMERCE BANK — 2005
What COMMERCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 12,674,829,000 | 12,629,496,000 | 12,572,160,000 | 12,479,533,000 |
| Total loans | 7,914,012,000 | 7,995,812,000 | 8,234,975,000 | 8,399,388,000 |
| Allowance for loan losses | 119,952,000 | 118,889,000 | 118,695,000 | 117,944,000 |
| Securities available for sale | 3,540,152,000 | 3,462,883,000 | 3,251,949,000 | 2,927,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,249,000 | 12,684,000 | 6,213,000 | 25,121,000 |
| Total deposits | 9,770,091,000 | 9,712,294,000 | 9,412,219,000 | 9,850,538,000 |
| Interest-bearing deposits | 8,479,081,000 | 8,393,218,000 | 8,176,239,000 | 8,519,311,000 |
| Noninterest-bearing deposits | 1,291,010,000 | 1,319,076,000 | 1,235,980,000 | 1,331,227,000 |
| Equity capital | 911,262,000 | 924,763,000 | 923,528,000 | 928,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 147,440,000 | 304,080,000 | 467,013,000 | 636,350,000 |
| Interest expense | 35,826,000 | 76,700,000 | 124,334,000 | 177,600,000 |
| Net interest income | 111,614,000 | 227,380,000 | 342,679,000 | 458,750,000 |
| Noninterest income | 79,877,000 | 166,045,000 | 255,018,000 | 345,433,000 |
| Noninterest expense | 114,249,000 | 230,132,000 | 347,405,000 | 467,542,000 |
| Provision for loan losses | 2,202,000 | 7,591,000 | 15,857,000 | 26,883,000 |
| Pretax income | 78,896,000 | 158,471,000 | 237,093,000 | 312,554,000 |
| Income tax | 27,534,000 | 56,447,000 | 74,445,000 | 95,167,000 |
| Net income | 51,362,000 | 102,024,000 | 162,648,000 | 217,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 920,460,000 | 917,387,000 | 936,586,000 | 931,808,000 |
| Total capital | 1,041,563,000 | 1,037,427,000 | 1,056,432,000 | 1,050,904,000 |
| Risk-weighted assets | 10,001,710,000 | 10,146,402,000 | 10,307,514,000 | 9,714,412,000 |