Call reports 2003
COMMERCE BANK — 2003
What COMMERCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,334,979,000 | 11,791,702,000 | 11,462,831,000 | 12,083,861,000 |
| Total loans | 6,929,206,000 | 7,082,742,000 | 6,912,716,000 | 7,084,451,000 |
| Allowance for loan losses | 112,788,000 | 113,333,000 | 113,328,000 | 115,848,000 |
| Securities available for sale | 2,991,264,000 | 3,557,557,000 | 3,450,140,000 | 3,784,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 45,702,000 | 25,047,000 | 13,729,000 | 9,884,000 |
| Total deposits | 8,791,522,000 | 8,714,292,000 | 8,458,886,000 | 8,659,029,000 |
| Interest-bearing deposits | 7,329,563,000 | 7,225,086,000 | 7,097,729,000 | 7,150,250,000 |
| Noninterest-bearing deposits | 1,461,959,000 | 1,489,206,000 | 1,361,157,000 | 1,508,779,000 |
| Equity capital | 896,314,000 | 920,899,000 | 892,721,000 | 902,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 129,979,000 | 263,618,000 | 387,366,000 | 516,421,000 |
| Interest expense | 26,314,000 | 52,493,000 | 74,748,000 | 96,731,000 |
| Net interest income | 103,665,000 | 211,125,000 | 312,618,000 | 419,690,000 |
| Noninterest income | 72,488,000 | 142,965,000 | 218,364,000 | 295,555,000 |
| Noninterest expense | 108,232,000 | 213,774,000 | 318,178,000 | 422,067,000 |
| Provision for loan losses | 9,176,000 | 18,282,000 | 26,988,000 | 36,493,000 |
| Pretax income | 60,946,000 | 124,823,000 | 190,396,000 | 261,265,000 |
| Income tax | 19,241,000 | 39,330,000 | 55,248,000 | 76,025,000 |
| Net income | 41,705,000 | 85,493,000 | 135,148,000 | 185,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 836,161,000 | 838,034,000 | 848,762,000 | 856,858,000 |
| Total capital | 944,211,000 | 951,282,000 | 960,693,000 | 972,709,000 |
| Risk-weighted assets | 8,639,296,000 | 9,059,749,000 | 8,952,833,000 | 9,310,738,000 |