Call reports 2002
COMMERCE BANK — 2002
What COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,292,529,000 | 10,299,977,000 | 11,006,847,000 | 11,150,586,000 |
| Total loans | 6,571,254,000 | 6,689,527,000 | 6,906,649,000 | 6,821,007,000 |
| Allowance for loan losses | 110,598,000 | 110,602,000 | 111,212,000 | 111,241,000 |
| Securities available for sale | 2,567,090,000 | 2,511,098,000 | 2,828,383,000 | 3,066,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 16,417,000 | 39,901,000 | 18,107,000 | 17,554,000 |
| Total deposits | 8,450,759,000 | 8,331,821,000 | 8,474,581,000 | 8,454,046,000 |
| Interest-bearing deposits | 7,203,871,000 | 7,160,119,000 | 7,066,364,000 | 7,119,860,000 |
| Noninterest-bearing deposits | 1,246,888,000 | 1,171,702,000 | 1,408,217,000 | 1,334,186,000 |
| Equity capital | 823,470,000 | 860,827,000 | 889,652,000 | 883,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 136,967,000 | 273,604,000 | 410,459,000 | 545,545,000 |
| Interest expense | 36,217,000 | 68,427,000 | 99,450,000 | 127,804,000 |
| Net interest income | 100,750,000 | 205,177,000 | 311,009,000 | 417,741,000 |
| Noninterest income | 67,123,000 | 135,478,000 | 203,448,000 | 273,472,000 |
| Noninterest expense | 100,286,000 | 201,917,000 | 301,472,000 | 406,929,000 |
| Provision for loan losses | 6,677,000 | 12,847,000 | 21,315,000 | 30,979,000 |
| Pretax income | 60,908,000 | 125,889,000 | 194,256,000 | 258,945,000 |
| Income tax | 19,574,000 | 40,432,000 | 63,013,000 | 82,870,000 |
| Net income | 41,334,000 | 85,457,000 | 131,243,000 | 176,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 813,931,000 | 816,327,000 | 820,324,000 | 822,927,000 |
| Total capital | 916,911,000 | 919,260,000 | 926,278,000 | 930,368,000 |
| Risk-weighted assets | 8,230,762,000 | 8,226,995,000 | 8,471,034,000 | 8,591,488,000 |