Call reports 2016
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2016
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,824,000 | 91,456,000 | 92,528,000 | 96,208,000 |
| Total loans | 50,074,000 | 49,091,000 | 52,347,000 | 53,024,000 |
| Allowance for loan losses | 692,000 | 719,000 | 756,000 | 759,000 |
| Securities available for sale | 24,938,000 | 24,925,000 | 24,046,000 | 23,892,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,385,000 | 73,830,000 | 74,788,000 | 78,572,000 |
| Interest-bearing deposits | 62,986,000 | 61,730,000 | 61,422,000 | 63,984,000 |
| Noninterest-bearing deposits | 13,399,000 | 12,100,000 | 13,365,000 | 14,588,000 |
| Equity capital | 13,144,000 | 13,355,000 | 13,469,000 | 13,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,677,000 | 2,576,000 | 3,492,000 |
| Interest expense | 118,000 | 226,000 | 331,000 | 432,000 |
| Net interest income | 722,000 | 1,451,000 | 2,245,000 | 3,060,000 |
| Noninterest income | 159,000 | 317,000 | 468,000 | 627,000 |
| Noninterest expense | 750,000 | 1,462,000 | 2,216,000 | 2,994,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 110,000 | 285,000 | 476,000 | 672,000 |
| Income tax | 7,000 | 37,000 | 85,000 | 136,000 |
| Net income | 103,000 | 248,000 | 391,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,454,000 | 12,586,000 | 12,726,000 | 12,885,000 |
| Total capital | 13,115,000 | 13,255,000 | 13,409,000 | 13,579,000 |
| Risk-weighted assets | 52,463,000 | 53,108,000 | 54,206,000 | 55,074,000 |