Call reports 2015
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2015
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,667,000 | 94,584,000 | 91,971,000 | 91,885,000 |
| Total loans | 49,179,000 | 53,828,000 | 52,996,000 | 50,481,000 |
| Allowance for loan losses | 601,000 | 608,000 | 668,000 | 666,000 |
| Securities available for sale | 30,878,000 | 27,995,000 | 26,567,000 | 27,023,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,590,000 | 77,467,000 | 74,611,000 | 74,513,000 |
| Interest-bearing deposits | 67,349,000 | 65,941,000 | 62,529,000 | 63,023,000 |
| Noninterest-bearing deposits | 13,241,000 | 11,526,000 | 12,083,000 | 11,490,000 |
| Equity capital | 12,722,000 | 12,762,000 | 12,985,000 | 13,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,799,000 | 2,688,000 | 3,555,000 |
| Interest expense | 142,000 | 278,000 | 409,000 | 532,000 |
| Net interest income | 756,000 | 1,521,000 | 2,279,000 | 3,023,000 |
| Noninterest income | 165,000 | 332,000 | 486,000 | 670,000 |
| Noninterest expense | 711,000 | 1,472,000 | 2,218,000 | 2,996,000 |
| Provision for loan losses | 40,000 | 54,000 | 54,000 | 54,000 |
| Pretax income | 170,000 | 382,000 | 548,000 | 698,000 |
| Income tax | 7,000 | 39,000 | 69,000 | 88,000 |
| Net income | 163,000 | 343,000 | 479,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,041,000 | 12,204,000 | 12,327,000 | 12,454,000 |
| Total capital | 12,670,000 | 12,841,000 | 13,013,000 | 13,126,000 |
| Risk-weighted assets | 58,546,000 | 54,626,000 | 54,559,000 | 53,336,000 |