Call reports 2014
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2014
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,513,000 | 96,064,000 | 95,468,000 | 97,563,000 |
| Total loans | 49,179,000 | 49,329,000 | 50,106,000 | 48,824,000 |
| Allowance for loan losses | 583,000 | 597,000 | 601,000 | 590,000 |
| Securities available for sale | 35,327,000 | 31,448,000 | 31,054,000 | 31,411,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,474,000 | 79,643,000 | 78,794,000 | 80,738,000 |
| Interest-bearing deposits | 70,932,000 | 69,039,000 | 68,121,000 | 69,195,000 |
| Noninterest-bearing deposits | 11,541,000 | 10,604,000 | 10,673,000 | 11,543,000 |
| Equity capital | 11,764,000 | 12,129,000 | 12,343,000 | 12,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,850,000 | 2,792,000 | 3,725,000 |
| Interest expense | 170,000 | 337,000 | 494,000 | 648,000 |
| Net interest income | 733,000 | 1,513,000 | 2,298,000 | 3,077,000 |
| Noninterest income | 162,000 | 312,000 | 480,000 | 665,000 |
| Noninterest expense | 734,000 | 1,506,000 | 2,256,000 | 3,069,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 161,000 | 346,000 | 537,000 | 688,000 |
| Income tax | 5,000 | 23,000 | 34,000 | 43,000 |
| Net income | 156,000 | 323,000 | 503,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,366,000 | 11,594,000 | 11,621,000 |
| Total capital | 11,902,000 | 11,982,000 | 12,218,000 | 12,238,000 |
| Risk-weighted assets | 57,691,000 | 56,851,000 | 56,850,000 | 56,113,000 |