Call reports 2013
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2013
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,558,000 | 97,277,000 | 97,744,000 | 101,576,000 |
| Total loans | 45,045,000 | 45,292,000 | 46,094,000 | 47,980,000 |
| Allowance for loan losses | 752,000 | 752,000 | 665,000 | 607,000 |
| Securities available for sale | 40,772,000 | 38,273,000 | 37,064,000 | 36,049,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,936,000 | 81,131,000 | 81,582,000 | 85,769,000 |
| Interest-bearing deposits | 72,979,000 | 71,522,000 | 70,265,000 | 75,326,000 |
| Noninterest-bearing deposits | 9,957,000 | 9,610,000 | 11,318,000 | 10,443,000 |
| Equity capital | 12,418,000 | 11,917,000 | 11,885,000 | 11,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,982,000 | 2,932,000 | 3,879,000 |
| Interest expense | 191,000 | 370,000 | 549,000 | 726,000 |
| Net interest income | 808,000 | 1,612,000 | 2,383,000 | 3,153,000 |
| Noninterest income | 138,000 | 300,000 | 559,000 | 741,000 |
| Noninterest expense | 802,000 | 1,544,000 | 2,303,000 | 3,160,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 115,000 |
| Pretax income | 147,000 | 482,000 | 738,000 | 733,000 |
| Income tax | -1,000 | 52,000 | 113,000 | 50,000 |
| Net income | 148,000 | 430,000 | 625,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,646,000 | 11,385,000 | 11,307,000 | 11,004,000 |
| Total capital | 12,329,000 | 12,058,000 | 11,982,000 | 11,661,000 |
| Risk-weighted assets | 54,529,000 | 53,721,000 | 53,935,000 | 55,988,000 |