Call reports 2011
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2011
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,797,000 | 101,621,000 | 100,195,000 | 99,448,000 |
| Total loans | 46,761,000 | 47,989,000 | 44,848,000 | 43,757,000 |
| Allowance for loan losses | 740,000 | 755,000 | 771,000 | 747,000 |
| Securities available for sale | 41,530,000 | 44,709,000 | 42,672,000 | 42,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,842,000 | 85,875,000 | 83,854,000 | 83,095,000 |
| Interest-bearing deposits | 77,923,000 | 78,317,000 | 74,657,000 | 74,104,000 |
| Noninterest-bearing deposits | 7,919,000 | 7,558,000 | 9,197,000 | 8,990,000 |
| Equity capital | 10,916,000 | 11,683,000 | 12,242,000 | 12,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,443,000 | 3,631,000 | 4,699,000 |
| Interest expense | 342,000 | 679,000 | 993,000 | 1,284,000 |
| Net interest income | 883,000 | 1,764,000 | 2,638,000 | 3,415,000 |
| Noninterest income | 201,000 | 383,000 | 561,000 | 724,000 |
| Noninterest expense | 712,000 | 1,565,000 | 2,336,000 | 3,177,000 |
| Provision for loan losses | 205,000 | 550,000 | 575,000 | 575,000 |
| Pretax income | 167,000 | 32,000 | 407,000 | 582,000 |
| Income tax | 6,000 | -76,000 | -92,000 | -8,000 |
| Net income | 161,000 | 108,000 | 499,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,199,000 | 11,351,000 | 11,728,000 | 11,780,000 |
| Total capital | 11,878,000 | 12,054,000 | 12,374,000 | 12,417,000 |
| Risk-weighted assets | 54,209,000 | 56,133,000 | 51,486,000 | 50,759,000 |