Call reports 2010
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2010
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,391,000 | 95,446,000 | 97,767,000 | 101,596,000 |
| Total loans | 55,247,000 | 53,727,000 | 50,274,000 | 48,182,000 |
| Allowance for loan losses | 773,000 | 659,000 | 770,000 | 638,000 |
| Securities available for sale | 30,406,000 | 27,386,000 | 36,421,000 | 37,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,714,000 | 80,441,000 | 82,221,000 | 86,931,000 |
| Interest-bearing deposits | 71,694,000 | 69,201,000 | 74,060,000 | 77,944,000 |
| Noninterest-bearing deposits | 12,020,000 | 11,239,000 | 8,161,000 | 8,988,000 |
| Equity capital | 10,755,000 | 11,057,000 | 11,564,000 | 10,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,671,000 | 3,963,000 | 5,214,000 |
| Interest expense | 483,000 | 881,000 | 1,257,000 | 1,626,000 |
| Net interest income | 870,000 | 1,790,000 | 2,706,000 | 3,588,000 |
| Noninterest income | 170,000 | 366,000 | 579,000 | 740,000 |
| Noninterest expense | 714,000 | 1,525,000 | 2,306,000 | 3,242,000 |
| Provision for loan losses | 414,000 | 594,000 | 745,000 | 995,000 |
| Pretax income | 12,000 | 137,000 | 330,000 | 187,000 |
| Income tax | -35,000 | -90,000 | -103,000 | -244,000 |
| Net income | 47,000 | 227,000 | 433,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,741,000 | 10,909,000 | 11,102,000 | 11,087,000 |
| Total capital | 11,494,000 | 11,598,000 | 11,792,000 | 11,786,000 |
| Risk-weighted assets | 60,212,000 | 57,578,000 | 55,104,000 | 55,865,000 |