Call reports 2009
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2009
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 105,974,000 | 106,455,000 | 106,616,000 | 108,535,000 |
| Total loans | 63,942,000 | 61,376,000 | 58,957,000 | 57,159,000 |
| Allowance for loan losses | 972,000 | 911,000 | 897,000 | 747,000 |
| Securities available for sale | 35,042,000 | 35,723,000 | 37,018,000 | 34,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,838,000 | 89,493,000 | 88,089,000 | 90,220,000 |
| Interest-bearing deposits | 79,739,000 | 80,970,000 | 78,903,000 | 79,593,000 |
| Noninterest-bearing deposits | 9,099,000 | 8,523,000 | 9,186,000 | 10,627,000 |
| Equity capital | 9,617,000 | 9,383,000 | 10,980,000 | 10,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,334,000 | 4,902,000 | 6,398,000 |
| Interest expense | 729,000 | 1,414,000 | 2,050,000 | 2,620,000 |
| Net interest income | 932,000 | 1,920,000 | 2,852,000 | 3,778,000 |
| Noninterest income | 172,000 | -2,000 | 144,000 | 323,000 |
| Noninterest expense | 720,000 | 1,515,000 | 2,323,000 | 3,178,000 |
| Provision for loan losses | 265,000 | 600,000 | 632,000 | 782,000 |
| Pretax income | 119,000 | -211,000 | 27,000 | 139,000 |
| Income tax | 57,000 | -47,000 | -81,000 | -42,000 |
| Net income | 62,000 | -164,000 | 108,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,996,000 | 9,785,000 | 10,659,000 | 10,722,000 |
| Total capital | 10,875,000 | 10,644,000 | 11,495,000 | 11,512,000 |
| Risk-weighted assets | 70,163,000 | 68,641,000 | 66,740,000 | 64,249,000 |