Call reports 2008
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2008
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 109,406,000 | 108,006,000 | 107,915,000 | 111,156,000 |
| Total loans | 65,206,000 | 65,780,000 | 66,529,000 | 64,017,000 |
| Allowance for loan losses | 704,000 | 657,000 | 722,000 | 782,000 |
| Securities available for sale | 32,676,000 | 33,590,000 | 31,937,000 | 34,338,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,319,000 | 91,820,000 | 91,047,000 | 93,621,000 |
| Interest-bearing deposits | 83,106,000 | 83,141,000 | 82,110,000 | 83,657,000 |
| Noninterest-bearing deposits | 10,213,000 | 8,679,000 | 8,937,000 | 9,963,000 |
| Equity capital | 9,432,000 | 9,478,000 | 9,268,000 | 9,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,780,000 | 5,617,000 | 7,425,000 |
| Interest expense | 961,000 | 1,872,000 | 2,711,000 | 3,523,000 |
| Net interest income | 941,000 | 1,908,000 | 2,906,000 | 3,902,000 |
| Noninterest income | 161,000 | 726,000 | 936,000 | 1,105,000 |
| Noninterest expense | 739,000 | 1,463,000 | 2,238,000 | 3,178,000 |
| Provision for loan losses | 60,000 | 240,000 | 320,000 | 540,000 |
| Pretax income | 303,000 | 931,000 | 1,291,000 | 1,296,000 |
| Income tax | 99,000 | 341,000 | 386,000 | 394,000 |
| Net income | 204,000 | 590,000 | 905,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,354,000 | 9,735,000 | 10,045,000 | 10,040,000 |
| Total capital | 10,058,000 | 10,392,000 | 10,767,000 | 10,822,000 |
| Risk-weighted assets | 71,446,000 | 71,713,000 | 72,530,000 | 70,603,000 |