Call reports 2007
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2007
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,871,000 | 101,112,000 | 103,768,000 | 108,939,000 |
| Total loans | 66,337,000 | 66,128,000 | 64,290,000 | 65,332,000 |
| Allowance for loan losses | 743,000 | 768,000 | 744,000 | 652,000 |
| Securities available for sale | 24,153,000 | 25,264,000 | 28,465,000 | 32,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,020,000 | 86,159,000 | 88,285,000 | 92,763,000 |
| Interest-bearing deposits | 75,499,000 | 77,687,000 | 78,558,000 | 83,685,000 |
| Noninterest-bearing deposits | 9,521,000 | 8,472,000 | 9,727,000 | 9,078,000 |
| Equity capital | 8,382,000 | 8,455,000 | 9,039,000 | 9,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,642,000 | 5,511,000 | 7,412,000 |
| Interest expense | 925,000 | 1,882,000 | 2,851,000 | 3,847,000 |
| Net interest income | 863,000 | 1,760,000 | 2,660,000 | 3,565,000 |
| Noninterest income | 140,000 | 303,000 | 487,000 | 667,000 |
| Noninterest expense | 725,000 | 1,391,000 | 2,527,000 | 3,295,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 250,000 |
| Pretax income | 228,000 | 547,000 | 420,000 | 687,000 |
| Income tax | 84,000 | 143,000 | 67,000 | 109,000 |
| Net income | 144,000 | 404,000 | 353,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,578,000 | 8,838,000 | 9,139,000 | 9,360,000 |
| Total capital | 9,321,000 | 9,606,000 | 9,883,000 | 10,012,000 |
| Risk-weighted assets | 65,344,000 | 66,407,000 | 65,906,000 | 68,853,000 |