Call reports 2006
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2006
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,228,000 | 93,300,000 | 96,288,000 | 98,376,000 |
| Total loans | 63,993,000 | 65,615,000 | 63,151,000 | 65,611,000 |
| Allowance for loan losses | 684,000 | 710,000 | 718,000 | 692,000 |
| Securities available for sale | 18,748,000 | 18,904,000 | 21,883,000 | 23,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,337,000 | 79,366,000 | 81,805,000 | 83,547,000 |
| Interest-bearing deposits | 68,529,000 | 69,678,000 | 71,459,000 | 74,741,000 |
| Noninterest-bearing deposits | 8,808,000 | 9,688,000 | 10,346,000 | 8,806,000 |
| Equity capital | 7,734,000 | 7,697,000 | 8,227,000 | 8,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,208,000 | 4,898,000 | 6,632,000 |
| Interest expense | 636,000 | 1,342,000 | 2,146,000 | 3,025,000 |
| Net interest income | 921,000 | 1,866,000 | 2,752,000 | 3,607,000 |
| Noninterest income | 127,000 | 274,000 | 432,000 | 594,000 |
| Noninterest expense | 664,000 | 1,265,000 | 1,962,000 | 2,669,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 250,000 |
| Pretax income | 339,000 | 744,000 | 1,016,000 | 1,276,000 |
| Income tax | 104,000 | 241,000 | 329,000 | 423,000 |
| Net income | 235,000 | 503,000 | 687,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,057,000 | 8,248,000 | 8,432,000 | 8,598,000 |
| Total capital | 8,741,000 | 8,958,000 | 9,150,000 | 9,290,000 |
| Risk-weighted assets | 62,287,000 | 64,308,000 | 63,753,000 | 64,674,000 |