Call reports 2005
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2005
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 84,636,000 | 86,108,000 | 88,894,000 | 91,763,000 |
| Total loans | 65,103,000 | 64,876,000 | 64,228,000 | 63,167,000 |
| Allowance for loan losses | 827,000 | 807,000 | 816,000 | 710,000 |
| Securities available for sale | 11,997,000 | 13,515,000 | 14,629,000 | 17,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,731,000 | 70,743,000 | 75,364,000 | 78,043,000 |
| Interest-bearing deposits | 63,353,000 | 62,711,000 | 64,436,000 | 68,243,000 |
| Noninterest-bearing deposits | 8,378,000 | 8,032,000 | 10,928,000 | 9,800,000 |
| Equity capital | 6,906,000 | 7,339,000 | 7,452,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,784,000 | 4,258,000 | 5,787,000 |
| Interest expense | 489,000 | 989,000 | 1,535,000 | 2,111,000 |
| Net interest income | 884,000 | 1,795,000 | 2,723,000 | 3,676,000 |
| Noninterest income | 84,000 | 187,000 | 273,000 | 398,000 |
| Noninterest expense | 637,000 | 1,230,000 | 1,888,000 | 2,546,000 |
| Provision for loan losses | 14,000 | 35,000 | 56,000 | 170,000 |
| Pretax income | 317,000 | 717,000 | 1,052,000 | 1,364,000 |
| Income tax | 110,000 | 225,000 | 350,000 | 419,000 |
| Net income | 207,000 | 492,000 | 702,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,117,000 | 7,402,000 | 7,612,000 | 7,855,000 |
| Total capital | 7,867,000 | 8,164,000 | 8,380,000 | 8,565,000 |
| Risk-weighted assets | 59,910,000 | 60,947,000 | 61,387,000 | 61,782,000 |