Call reports 2003
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2003
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,046,000 | 75,364,000 | 78,987,000 | 79,743,000 |
| Total loans | 57,086,000 | 60,649,000 | 62,218,000 | 64,292,000 |
| Allowance for loan losses | 599,000 | 675,000 | 705,000 | 701,000 |
| Securities available for sale | 7,324,000 | 6,639,000 | 8,353,000 | 8,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,523,000 | 63,512,000 | 66,984,000 | 66,898,000 |
| Interest-bearing deposits | 56,294,000 | 56,722,000 | 59,819,000 | 60,670,000 |
| Noninterest-bearing deposits | 6,229,000 | 6,790,000 | 7,165,000 | 6,228,000 |
| Equity capital | 5,612,000 | 5,819,000 | 5,994,000 | 6,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,443,000 | 3,763,000 | 5,058,000 |
| Interest expense | 485,000 | 958,000 | 1,397,000 | 1,834,000 |
| Net interest income | 710,000 | 1,485,000 | 2,366,000 | 3,224,000 |
| Noninterest income | 95,000 | 194,000 | 294,000 | 402,000 |
| Noninterest expense | 521,000 | 1,089,000 | 1,637,000 | 2,300,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 200,000 |
| Pretax income | 316,000 | 547,000 | 930,000 | 1,233,000 |
| Income tax | 76,000 | 143,000 | 270,000 | 397,000 |
| Net income | 240,000 | 404,000 | 660,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,538,000 | 5,702,000 | 5,956,000 | 6,133,000 |
| Total capital | 6,137,000 | 6,377,000 | 6,661,000 | 6,834,000 |
| Risk-weighted assets | 53,524,000 | 55,564,000 | 58,906,000 | 60,610,000 |