Call reports 2002
FIRST NATIONAL BANK OF BRUNDIDGE, THE — 2002
What FIRST NATIONAL BANK OF BRUNDIDGE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,295,000 | 66,890,000 | 66,821,000 | 69,439,000 |
| Total loans | 45,515,000 | 50,691,000 | 52,261,000 | 55,449,000 |
| Allowance for loan losses | 399,000 | 448,000 | 506,000 | 541,000 |
| Securities available for sale | 9,314,000 | 8,501,000 | 8,019,000 | 7,713,000 |
| Securities held to maturity | 1,537,000 | 1,037,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,603,000 | 55,942,000 | 55,601,000 | 58,068,000 |
| Interest-bearing deposits | 46,566,000 | 50,706,000 | 50,232,000 | 52,928,000 |
| Noninterest-bearing deposits | 4,037,000 | 5,236,000 | 5,369,000 | 5,140,000 |
| Equity capital | 4,775,000 | 5,083,000 | 5,372,000 | 5,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,319,000 | 3,500,000 | 4,707,000 |
| Interest expense | 506,000 | 1,022,000 | 1,530,000 | 2,024,000 |
| Net interest income | 641,000 | 1,297,000 | 1,970,000 | 2,683,000 |
| Noninterest income | 83,000 | 159,000 | 251,000 | 367,000 |
| Noninterest expense | 419,000 | 1,030,000 | 1,505,000 | 2,109,000 |
| Provision for loan losses | 45,000 | 90,000 | 180,000 | 230,000 |
| Pretax income | 294,000 | 406,000 | 674,000 | 850,000 |
| Income tax | 70,000 | 78,000 | 126,000 | 188,000 |
| Net income | 224,000 | 328,000 | 548,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,878,000 | 4,982,000 | 5,204,000 | 5,317,000 |
| Total capital | 5,277,000 | 5,430,000 | 5,710,000 | 5,858,000 |
| Risk-weighted assets | 44,274,000 | 48,392,000 | 48,534,000 | 51,948,000 |