Call reports 2008
PEOPLES BANK OF COFFEE COUNTY, THE — 2008
What PEOPLES BANK OF COFFEE COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 210,144,000 | 206,098,000 |
| Total loans | 130,366,000 | 131,308,000 |
| Allowance for loan losses | 2,478,000 | 2,776,000 |
| Securities available for sale | 57,151,000 | 50,969,000 |
| Securities held to maturity | 908,000 | 114,000 |
| Trading assets | 0 | 0 |
| Total deposits | 176,179,000 | 173,798,000 |
| Interest-bearing deposits | 159,371,000 | 156,470,000 |
| Noninterest-bearing deposits | 16,808,000 | 17,328,000 |
| Equity capital | 18,681,000 | 18,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,289,000 | 6,472,000 |
| Interest expense | 1,820,000 | 3,548,000 |
| Net interest income | 1,469,000 | 2,924,000 |
| Noninterest income | 242,000 | 523,000 |
| Noninterest expense | 886,000 | 1,727,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 539,000 | 1,137,000 |
| Income tax | 144,000 | 297,000 |
| Net income | 395,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 15,439,000 | 15,883,000 |
| Total capital | 17,237,000 | 17,689,000 |
| Risk-weighted assets | 142,956,000 | 143,379,000 |