Call reports 2001
PEOPLES BANK OF COFFEE COUNTY, THE — 2001
What PEOPLES BANK OF COFFEE COUNTY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,501,000 | 84,513,000 | 89,548,000 | 92,578,000 |
| Total loans | 54,547,000 | 55,726,000 | 60,794,000 | 63,964,000 |
| Allowance for loan losses | 823,000 | 579,000 | 613,000 | 867,000 |
| Securities available for sale | 16,487,000 | 17,265,000 | 17,869,000 | 14,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,382,000 | 67,524,000 | 70,677,000 | 75,571,000 |
| Interest-bearing deposits | 58,493,000 | 60,038,000 | 63,764,000 | 67,097,000 |
| Noninterest-bearing deposits | 7,889,000 | 7,486,000 | 6,913,000 | 8,474,000 |
| Equity capital | 12,322,000 | 12,254,000 | 12,520,000 | 12,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,158,000 | 4,774,000 | 6,300,000 |
| Interest expense | 857,000 | 1,714,000 | 2,586,000 | 3,378,000 |
| Net interest income | 725,000 | 1,444,000 | 2,188,000 | 2,922,000 |
| Noninterest income | 142,000 | 283,000 | 460,000 | 577,000 |
| Noninterest expense | 488,000 | 1,019,000 | 1,546,000 | 2,087,000 |
| Provision for loan losses | 90,000 | 511,000 | 751,000 | 1,366,000 |
| Pretax income | 297,000 | 208,000 | 368,000 | 118,000 |
| Income tax | 97,000 | 36,000 | 36,000 | 12,000 |
| Net income | 200,000 | 172,000 | 332,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,187,000 | 9,181,000 | 9,362,000 | 9,158,000 |
| Total capital | 9,888,000 | 9,760,000 | 9,975,000 | 9,979,000 |
| Risk-weighted assets | 55,977,000 | 58,584,000 | 63,972,000 | 65,661,000 |