Call reports 2001
VILLAGE BANK AND TRUST CO. — 2001
What VILLAGE BANK AND TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,666,000 | 16,225,000 | 18,226,000 | 19,168,000 |
| Total loans | 14,914,000 | 15,407,000 | 16,195,000 | 16,484,000 |
| Allowance for loan losses | 220,000 | 212,000 | 212,000 | 220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,000 | 27,000 | 26,000 | 522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,597,000 | 12,136,000 | 14,094,000 | 14,959,000 |
| Interest-bearing deposits | 13,453,000 | 11,564,000 | 12,763,000 | 13,877,000 |
| Noninterest-bearing deposits | 144,000 | 572,000 | 1,331,000 | 1,082,000 |
| Equity capital | 3,945,000 | 4,017,000 | 4,078,000 | 4,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 682,000 | 1,000,000 | 1,330,000 |
| Interest expense | 143,000 | 287,000 | 406,000 | 524,000 |
| Net interest income | 204,000 | 395,000 | 594,000 | 806,000 |
| Noninterest income | 7,000 | 9,000 | 14,000 | 18,000 |
| Noninterest expense | 83,000 | 162,000 | 269,000 | 391,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 128,000 | 242,000 | 339,000 | 425,000 |
| Income tax | 48,000 | 90,000 | 126,000 | 155,000 |
| Net income | 80,000 | 152,000 | 213,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,945,000 | 4,017,000 | 4,078,000 | 4,135,000 |
| Total capital | 4,165,000 | 4,202,000 | 4,283,000 | 4,346,000 |
| Risk-weighted assets | 16,033,000 | 14,747,000 | 16,406,000 | 16,908,000 |