Call reports 2015
CALIFORNIA BANK & TRUST — 2015
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 11,546,802,000 | 11,843,446,000 | 11,960,432,000 |
| Total loans | 8,536,596,000 | 8,503,395,000 | 8,621,039,000 |
| Allowance for loan losses | 88,636,000 | 86,994,000 | 80,279,000 |
| Securities available for sale | 392,721,000 | 475,123,000 | 607,162,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 8,208,000 | 6,245,000 | 10,193,000 |
| Total deposits | 9,896,325,000 | 10,195,190,000 | 10,293,597,000 |
| Interest-bearing deposits | 5,230,368,000 | 5,392,093,000 | 5,434,594,000 |
| Noninterest-bearing deposits | 4,665,957,000 | 4,803,097,000 | 4,859,003,000 |
| Equity capital | 1,560,043,000 | 1,568,518,000 | 1,579,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 97,729,000 | 199,370,000 | 296,511,000 |
| Interest expense | 1,569,000 | 3,117,000 | 4,720,000 |
| Net interest income | 96,160,000 | 196,253,000 | 291,791,000 |
| Noninterest income | 16,265,000 | 36,850,000 | 55,449,000 |
| Noninterest expense | 74,409,000 | 154,091,000 | 225,207,000 |
| Provision for loan losses | -4,083,000 | -7,590,000 | -6,453,000 |
| Pretax income | 42,099,000 | 86,125,000 | 128,012,000 |
| Income tax | 16,408,000 | 33,629,000 | 50,025,000 |
| Net income | 25,691,000 | 52,496,000 | 77,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 1,186,894,000 | 1,197,559,000 | 1,205,937,000 |
| Total capital | 1,285,945,000 | 1,295,518,000 | 1,297,186,000 |
| Risk-weighted assets | 9,350,175,000 | 9,368,505,000 | 9,534,097,000 |