Call reports 2013
CALIFORNIA BANK & TRUST — 2013
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 10,876,125,000 | 10,839,704,000 | 10,777,156,000 | 10,923,000,000 |
| Total loans | 8,311,871,000 | 8,378,665,000 | 8,355,179,000 | 8,576,519,000 |
| Allowance for loan losses | 132,365,000 | 130,105,000 | 126,560,000 | 122,922,000 |
| Securities available for sale | 249,548,000 | 228,070,000 | 251,562,000 | 330,757,000 |
| Securities held to maturity | 92,142,000 | 92,240,000 | 92,340,000 | 0 |
| Trading assets | 1,930,000 | 3,194,000 | 2,702,000 | 3,669,000 |
| Total deposits | 9,287,065,000 | 9,263,326,000 | 9,214,611,000 | 9,327,670,000 |
| Interest-bearing deposits | 5,346,551,000 | 5,320,794,000 | 5,139,315,000 | 5,193,858,000 |
| Noninterest-bearing deposits | 3,940,514,000 | 3,942,532,000 | 4,075,296,000 | 4,133,812,000 |
| Equity capital | 1,472,510,000 | 1,484,281,000 | 1,478,262,000 | 1,504,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 116,865,000 | 241,670,000 | 353,609,000 | 477,739,000 |
| Interest expense | 2,072,000 | 4,025,000 | 5,874,000 | 7,619,000 |
| Net interest income | 114,793,000 | 237,645,000 | 347,735,000 | 470,120,000 |
| Noninterest income | 22,103,000 | 41,850,000 | 62,969,000 | 80,881,000 |
| Noninterest expense | 91,039,000 | 185,751,000 | 262,332,000 | 355,046,000 |
| Provision for loan losses | -6,799,000 | -9,846,000 | -12,865,000 | -16,710,000 |
| Pretax income | 52,656,000 | 103,590,000 | 161,222,000 | 212,650,000 |
| Income tax | 20,804,000 | 40,749,000 | 63,735,000 | 72,540,000 |
| Net income | 31,852,000 | 62,841,000 | 97,487,000 | 140,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,104,492,000 | 1,117,615,000 | 1,112,056,000 | 1,137,848,000 |
| Total capital | 1,213,531,000 | 1,229,118,000 | 1,223,084,000 | 1,252,860,000 |
| Risk-weighted assets | 8,679,286,000 | 8,880,928,000 | 8,854,228,000 | 9,179,497,000 |