Call reports 2012
CALIFORNIA BANK & TRUST — 2012
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 10,933,126,000 | 10,769,755,000 | 10,899,012,000 | 11,069,091,000 |
| Total loans | 8,332,746,000 | 8,406,812,000 | 8,244,135,000 | 8,262,272,000 |
| Allowance for loan losses | 174,369,000 | 160,683,000 | 149,198,000 | 146,306,000 |
| Securities available for sale | 237,810,000 | 255,611,000 | 268,139,000 | 257,979,000 |
| Securities held to maturity | 91,747,000 | 91,846,000 | 91,945,000 | 92,045,000 |
| Trading assets | 4,851,000 | 4,577,000 | 4,603,000 | 3,772,000 |
| Total deposits | 9,223,869,000 | 9,192,553,000 | 9,331,388,000 | 9,484,060,000 |
| Interest-bearing deposits | 5,568,400,000 | 5,448,668,000 | 5,374,734,000 | 5,387,939,000 |
| Noninterest-bearing deposits | 3,655,469,000 | 3,743,885,000 | 3,956,654,000 | 4,096,121,000 |
| Equity capital | 1,542,777,000 | 1,482,292,000 | 1,472,490,000 | 1,483,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 120,598,000 | 240,816,000 | 361,637,000 | 478,429,000 |
| Interest expense | 3,336,000 | 6,325,000 | 9,077,000 | 11,364,000 |
| Net interest income | 117,262,000 | 234,491,000 | 352,560,000 | 467,065,000 |
| Noninterest income | 19,429,000 | 38,511,000 | 58,467,000 | 76,634,000 |
| Noninterest expense | 81,618,000 | 166,033,000 | 251,878,000 | 331,906,000 |
| Provision for loan losses | -2,902,000 | -6,693,000 | -9,505,000 | -7,889,000 |
| Pretax income | 48,777,000 | 104,464,000 | 159,456,000 | 210,458,000 |
| Income tax | 19,121,000 | 41,279,000 | 63,113,000 | 83,352,000 |
| Net income | 29,656,000 | 63,185,000 | 96,343,000 | 127,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,171,822,000 | 1,111,997,000 | 1,102,818,000 | 1,114,315,000 |
| Total capital | 1,277,936,000 | 1,218,793,000 | 1,207,168,000 | 1,222,822,000 |
| Risk-weighted assets | 8,400,395,000 | 8,469,159,000 | 8,282,511,000 | 8,622,178,000 |