Call reports 2009
CALIFORNIA BANK & TRUST — 2009
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,827,234,000 | 10,306,416,000 | 11,297,673,000 | 11,254,808,000 |
| Total loans | 8,712,155,000 | 8,481,032,000 | 9,226,342,000 | 8,961,918,000 |
| Allowance for loan losses | 133,619,000 | 151,600,000 | 208,101,000 | 223,405,000 |
| Securities available for sale | 189,289,000 | 386,275,000 | 262,872,000 | 152,043,000 |
| Securities held to maturity | 514,531,000 | 139,526,000 | 139,690,000 | 139,949,000 |
| Trading assets | 1,542,000 | 2,088,000 | 7,587,000 | 6,269,000 |
| Total deposits | 8,483,341,000 | 8,500,440,000 | 9,455,423,000 | 9,352,750,000 |
| Interest-bearing deposits | 5,857,281,000 | 5,832,408,000 | 6,558,588,000 | 6,232,683,000 |
| Noninterest-bearing deposits | 2,626,060,000 | 2,668,032,000 | 2,896,835,000 | 3,120,067,000 |
| Equity capital | 1,293,772,000 | 1,363,904,000 | 1,382,107,000 | 1,382,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 134,951,000 | 266,735,000 | 403,961,000 | 539,446,000 |
| Interest expense | 22,436,000 | 42,242,000 | 60,565,000 | 74,428,000 |
| Net interest income | 112,515,000 | 224,493,000 | 343,396,000 | 465,018,000 |
| Noninterest income | 23,485,000 | 75,496,000 | 259,563,000 | 299,633,000 |
| Noninterest expense | 64,073,000 | 133,449,000 | 210,513,000 | 289,866,000 |
| Provision for loan losses | 34,786,000 | 92,417,000 | 197,020,000 | 251,531,000 |
| Pretax income | 27,292,000 | 57,636,000 | 30,436,000 | -95,770,000 |
| Income tax | 10,316,000 | 21,878,000 | 9,161,000 | -45,594,000 |
| Net income | 16,976,000 | 35,758,000 | 21,275,000 | -50,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 918,511,000 | 1,081,739,000 | 1,036,972,000 | 962,121,000 |
| Total capital | 1,165,159,000 | 1,223,129,000 | 1,168,700,000 | 1,081,079,000 |
| Risk-weighted assets | 11,363,757,000 | 11,285,000,000 | 10,442,503,000 | 9,390,896,000 |