Call reports 2008
CALIFORNIA BANK & TRUST — 2008
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 10,268,541,000 | 10,258,822,000 | 10,471,146,000 | 10,145,372,000 |
| Total loans | 7,821,745,000 | 7,951,607,000 | 7,968,132,000 | 7,867,139,000 |
| Allowance for loan losses | 112,130,000 | 120,940,000 | 120,016,000 | 116,236,000 |
| Securities available for sale | 1,217,397,000 | 402,808,000 | 369,414,000 | 166,063,000 |
| Securities held to maturity | 0 | 727,156,000 | 728,951,000 | 553,213,000 |
| Trading assets | 2,119,000 | 847,000 | 1,166,000 | 2,005,000 |
| Total deposits | 8,124,095,000 | 8,215,184,000 | 8,316,980,000 | 7,957,637,000 |
| Interest-bearing deposits | 5,579,714,000 | 5,756,066,000 | 5,760,077,000 | 5,619,116,000 |
| Noninterest-bearing deposits | 2,544,381,000 | 2,459,118,000 | 2,556,903,000 | 2,338,521,000 |
| Equity capital | 1,056,435,000 | 1,054,750,000 | 1,089,654,000 | 1,255,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 150,591,000 | 290,672,000 | 434,568,000 | 575,477,000 |
| Interest expense | 50,400,000 | 88,854,000 | 126,257,000 | 160,193,000 |
| Net interest income | 100,191,000 | 201,818,000 | 308,311,000 | 415,284,000 |
| Noninterest income | 22,079,000 | 40,230,000 | 61,197,000 | 79,164,000 |
| Noninterest expense | 61,114,000 | 120,269,000 | 177,553,000 | 236,644,000 |
| Provision for loan losses | 24,500,000 | 43,900,000 | 58,900,000 | 82,885,000 |
| Pretax income | 36,649,000 | 77,970,000 | 121,118,000 | 56,996,000 |
| Income tax | 14,300,000 | 30,594,000 | 47,406,000 | 18,352,000 |
| Net income | 22,349,000 | 47,376,000 | 73,712,000 | 38,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 698,968,000 | 706,057,000 | 736,784,000 | 872,714,000 |
| Total capital | 1,103,496,000 | 1,053,055,000 | 1,086,508,000 | 1,158,262,000 |
| Risk-weighted assets | 9,397,443,000 | 9,425,610,000 | 9,650,826,000 | 10,481,724,000 |