Call reports 2007
CALIFORNIA BANK & TRUST — 2007
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,269,347,000 | 10,092,488,000 | 10,222,818,000 | 10,155,814,000 |
| Total loans | 7,993,358,000 | 7,803,853,000 | 7,771,921,000 | 7,792,490,000 |
| Allowance for loan losses | 93,723,000 | 92,242,000 | 99,687,000 | 105,212,000 |
| Securities available for sale | 1,237,459,000 | 1,218,343,000 | 1,396,899,000 | 1,300,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 168,000 | 258,000 | 225,000 | 578,000 |
| Total deposits | 8,185,216,000 | 8,148,089,000 | 8,080,478,000 | 8,081,744,000 |
| Interest-bearing deposits | 5,550,872,000 | 5,536,539,000 | 5,554,998,000 | 5,572,725,000 |
| Noninterest-bearing deposits | 2,634,344,000 | 2,611,550,000 | 2,525,480,000 | 2,509,019,000 |
| Equity capital | 1,107,522,000 | 1,097,414,000 | 1,041,032,000 | 1,066,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 164,681,000 | 328,832,000 | 493,368,000 | 655,808,000 |
| Interest expense | 54,237,000 | 108,412,000 | 163,752,000 | 220,224,000 |
| Net interest income | 110,444,000 | 220,420,000 | 329,616,000 | 435,584,000 |
| Noninterest income | 19,794,000 | 39,073,000 | 62,199,000 | 83,560,000 |
| Noninterest expense | 59,065,000 | 118,139,000 | 176,590,000 | 231,093,000 |
| Provision for loan losses | 1,000,000 | 5,000,000 | 15,500,000 | 33,500,000 |
| Pretax income | 73,487,000 | 139,670,000 | 203,047,000 | 178,555,000 |
| Income tax | 31,418,000 | 57,922,000 | 83,343,000 | 71,187,000 |
| Net income | 42,069,000 | 81,748,000 | 119,704,000 | 107,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 733,918,000 | 741,968,000 | 695,707,000 | 689,380,000 |
| Total capital | 1,181,898,000 | 1,188,848,000 | 1,149,871,000 | 1,088,798,000 |
| Risk-weighted assets | 10,089,589,000 | 9,940,913,000 | 10,046,412,000 | 9,403,161,000 |