Call reports 2006
CALIFORNIA BANK & TRUST — 2006
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,089,581,000 | 10,784,880,000 | 10,834,952,000 | 10,415,660,000 |
| Total loans | 7,949,726,000 | 8,103,399,000 | 8,211,306,000 | 8,091,549,000 |
| Allowance for loan losses | 91,346,000 | 94,340,000 | 96,102,000 | 94,803,000 |
| Securities available for sale | 1,243,104,000 | 1,269,789,000 | 1,268,753,000 | 1,255,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 389,000 | 441,000 | 365,000 | 603,000 |
| Total deposits | 8,526,598,000 | 8,425,915,000 | 8,384,797,000 | 8,410,043,000 |
| Interest-bearing deposits | 5,683,123,000 | 5,609,517,000 | 5,630,928,000 | 5,585,757,000 |
| Noninterest-bearing deposits | 2,843,475,000 | 2,816,398,000 | 2,753,869,000 | 2,824,286,000 |
| Equity capital | 1,099,360,000 | 1,120,213,000 | 1,152,293,000 | 1,123,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 161,781,000 | 334,610,000 | 507,361,000 | 679,976,000 |
| Interest expense | 44,349,000 | 99,059,000 | 155,322,000 | 211,409,000 |
| Net interest income | 117,432,000 | 235,551,000 | 352,039,000 | 468,567,000 |
| Noninterest income | 18,696,000 | 38,886,000 | 61,821,000 | 82,634,000 |
| Noninterest expense | 62,117,000 | 124,101,000 | 185,708,000 | 244,779,000 |
| Provision for loan losses | 2,500,000 | 6,500,000 | 11,500,000 | 15,000,000 |
| Pretax income | 71,512,000 | 143,840,000 | 216,663,000 | 290,474,000 |
| Income tax | 29,099,000 | 58,424,000 | 87,820,000 | 117,916,000 |
| Net income | 42,413,000 | 85,416,000 | 128,843,000 | 172,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 733,379,000 | 763,234,000 | 780,144,000 | 751,100,000 |
| Total capital | 1,128,537,000 | 1,161,466,000 | 1,180,499,000 | 1,200,874,000 |
| Risk-weighted assets | 10,247,426,000 | 10,473,793,000 | 10,548,601,000 | 10,445,405,000 |