Call reports 2005
CALIFORNIA BANK & TRUST — 2005
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,266,320,000 | 10,117,513,000 | 10,584,240,000 | 10,895,902,000 |
| Total loans | 7,135,609,000 | 7,152,617,000 | 7,464,634,000 | 7,670,940,000 |
| Allowance for loan losses | 85,407,000 | 86,145,000 | 89,287,000 | 90,720,000 |
| Securities available for sale | 1,043,749,000 | 1,071,839,000 | 1,095,029,000 | 1,167,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 885,000 | 2,340,000 | 2,115,000 | 891,000 |
| Total deposits | 8,540,321,000 | 8,449,384,000 | 8,795,143,000 | 8,896,267,000 |
| Interest-bearing deposits | 5,719,925,000 | 5,634,930,000 | 5,852,316,000 | 5,944,313,000 |
| Noninterest-bearing deposits | 2,820,396,000 | 2,814,454,000 | 2,942,827,000 | 2,951,954,000 |
| Equity capital | 1,031,939,000 | 1,047,665,000 | 1,050,223,000 | 1,071,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 133,697,000 | 272,386,000 | 417,285,000 | 572,750,000 |
| Interest expense | 24,593,000 | 52,398,000 | 84,702,000 | 122,379,000 |
| Net interest income | 109,104,000 | 219,988,000 | 332,583,000 | 450,371,000 |
| Noninterest income | 19,117,000 | 38,312,000 | 57,654,000 | 74,343,000 |
| Noninterest expense | 62,615,000 | 123,493,000 | 183,148,000 | 242,254,000 |
| Provision for loan losses | 1,500,000 | 2,500,000 | 7,000,000 | 9,913,000 |
| Pretax income | 64,105,000 | 132,313,000 | 200,116,000 | 272,574,000 |
| Income tax | 25,817,000 | 53,366,000 | 80,758,000 | 109,699,000 |
| Net income | 38,288,000 | 78,947,000 | 119,358,000 | 162,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 639,485,000 | 642,141,000 | 660,629,000 | 692,103,000 |
| Total capital | 1,027,763,000 | 1,031,406,000 | 1,053,338,000 | 1,086,594,000 |
| Risk-weighted assets | 9,059,034,000 | 9,091,032,000 | 9,579,677,000 | 9,968,425,000 |