Call reports 2004
CALIFORNIA BANK & TRUST — 2004
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,559,426,000 | 9,681,979,000 | 9,872,767,000 | 10,185,912,000 |
| Total loans | 6,670,437,000 | 6,744,353,000 | 6,888,408,000 | 7,132,133,000 |
| Allowance for loan losses | 81,337,000 | 80,964,000 | 81,970,000 | 85,729,000 |
| Securities available for sale | 840,658,000 | 877,879,000 | 923,530,000 | 1,039,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,407,000 | 3,048,000 | 1,814,000 | 2,543,000 |
| Total deposits | 7,733,380,000 | 8,106,447,000 | 8,312,789,000 | 8,328,684,000 |
| Interest-bearing deposits | 5,267,736,000 | 5,456,466,000 | 5,637,005,000 | 5,677,088,000 |
| Noninterest-bearing deposits | 2,465,644,000 | 2,649,981,000 | 2,675,784,000 | 2,651,596,000 |
| Equity capital | 989,750,000 | 997,250,000 | 1,035,293,000 | 1,031,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 112,179,000 | 226,622,000 | 347,731,000 | 475,458,000 |
| Interest expense | 14,322,000 | 29,426,000 | 46,602,000 | 66,505,000 |
| Net interest income | 97,857,000 | 197,196,000 | 301,129,000 | 408,953,000 |
| Noninterest income | 19,794,000 | 39,030,000 | 59,054,000 | 78,166,000 |
| Noninterest expense | 57,527,000 | 116,271,000 | 174,173,000 | 233,970,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 6,000,000 | 10,750,000 |
| Pretax income | 58,625,000 | 117,412,000 | 180,467,000 | 242,856,000 |
| Income tax | 23,586,000 | 47,278,000 | 72,490,000 | 97,053,000 |
| Net income | 35,039,000 | 70,134,000 | 107,977,000 | 145,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 549,876,000 | 586,841,000 | 611,554,000 | 615,618,000 |
| Total capital | 875,817,000 | 947,684,000 | 973,894,000 | 982,233,000 |
| Risk-weighted assets | 8,018,619,000 | 8,330,502,000 | 8,498,058,000 | 8,997,400,000 |