Call reports 2003
CALIFORNIA BANK & TRUST — 2003
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,793,903,000 | 8,796,102,000 | 9,074,830,000 | 9,216,033,000 |
| Total loans | 6,125,182,000 | 6,040,648,000 | 6,317,531,000 | 6,349,615,000 |
| Allowance for loan losses | 87,043,000 | 86,634,000 | 86,755,000 | 81,078,000 |
| Securities available for sale | 649,471,000 | 728,916,000 | 697,228,000 | 822,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,334,000 | 1,196,000 | 5,934,000 | 6,698,000 |
| Total deposits | 7,094,902,000 | 7,287,730,000 | 7,639,554,000 | 7,637,533,000 |
| Interest-bearing deposits | 5,043,877,000 | 5,106,874,000 | 5,292,261,000 | 5,236,460,000 |
| Noninterest-bearing deposits | 2,051,025,000 | 2,180,856,000 | 2,347,293,000 | 2,401,073,000 |
| Equity capital | 1,008,589,000 | 994,232,000 | 986,515,000 | 956,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 112,630,000 | 223,804,000 | 332,618,000 | 444,817,000 |
| Interest expense | 17,443,000 | 33,410,000 | 46,920,000 | 60,506,000 |
| Net interest income | 95,187,000 | 190,394,000 | 285,698,000 | 384,311,000 |
| Noninterest income | 17,863,000 | 38,236,000 | 58,962,000 | 76,951,000 |
| Noninterest expense | 57,882,000 | 115,317,000 | 171,434,000 | 226,985,000 |
| Provision for loan losses | 2,250,000 | 6,250,000 | 10,250,000 | 12,050,000 |
| Pretax income | 52,918,000 | 107,063,000 | 162,976,000 | 222,227,000 |
| Income tax | 21,185,000 | 42,824,000 | 65,195,000 | 89,120,000 |
| Net income | 31,733,000 | 64,239,000 | 97,781,000 | 133,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 567,561,000 | 552,022,000 | 551,525,000 | 525,964,000 |
| Total capital | 804,604,000 | 788,656,000 | 788,465,000 | 852,190,000 |
| Risk-weighted assets | 6,965,431,000 | 7,022,131,000 | 7,334,488,000 | 7,590,877,000 |