Call reports 2002
CALIFORNIA BANK & TRUST — 2002
What CALIFORNIA BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,309,084,000 | 8,816,448,000 | 8,697,830,000 | 8,807,234,000 |
| Total loans | 5,741,269,000 | 5,820,512,000 | 5,880,743,000 | 6,129,171,000 |
| Allowance for loan losses | 84,964,000 | 84,443,000 | 85,070,000 | 88,402,000 |
| Securities available for sale | 935,611,000 | 943,106,000 | 673,207,000 | 645,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 608,000 | 2,436,000 | 1,052,000 | 2,188,000 |
| Total deposits | 6,668,688,000 | 6,826,976,000 | 6,914,556,000 | 6,970,139,000 |
| Interest-bearing deposits | 4,896,628,000 | 4,955,481,000 | 4,994,883,000 | 4,935,263,000 |
| Noninterest-bearing deposits | 1,772,060,000 | 1,871,495,000 | 1,919,673,000 | 2,034,876,000 |
| Equity capital | 1,014,969,000 | 1,015,044,000 | 1,047,321,000 | 978,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 118,777,000 | 240,480,000 | 359,118,000 | 475,329,000 |
| Interest expense | 25,770,000 | 51,039,000 | 75,131,000 | 95,544,000 |
| Net interest income | 93,007,000 | 189,441,000 | 283,987,000 | 379,785,000 |
| Noninterest income | 21,502,000 | 39,713,000 | 58,793,000 | 76,680,000 |
| Noninterest expense | 60,469,000 | 117,984,000 | 177,268,000 | 238,617,000 |
| Provision for loan losses | 4,000,000 | 8,500,000 | 15,000,000 | 17,000,000 |
| Pretax income | 50,043,000 | 102,696,000 | 150,828,000 | 201,171,000 |
| Income tax | 20,493,000 | 41,665,000 | 60,906,000 | 81,035,000 |
| Net income | 29,550,000 | 61,031,000 | 89,922,000 | 120,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 570,423,000 | 567,794,000 | 598,268,000 | 534,334,000 |
| Total capital | 761,763,000 | 760,998,000 | 792,877,000 | 771,695,000 |
| Risk-weighted assets | 6,437,940,000 | 6,588,852,000 | 6,768,269,000 | 6,979,485,000 |