FACTANKER · measured, cited, anchored official records connected
FACTANKERSearch ↗

Call reports 2003

FIRST NATIONAL BANK OF SOUTH GEORGIA — 2003

What FIRST NATIONAL BANK OF SOUTH GEORGIA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b3965d7b-9fa9-4067-8dad-5631cb02f21a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets76,178,00074,838,00080,401,00080,664,000
Total loans63,598,00063,851,00068,237,00067,154,000
Allowance for loan losses990,0001,059,0001,090,0001,063,000
Securities available for sale6,810,0006,074,0007,100,0007,990,000
Securities held to maturity0000
Trading assets0000
Total deposits59,269,00058,520,00056,123,00055,314,000
Interest-bearing deposits50,673,00049,167,00048,019,00046,724,000
Noninterest-bearing deposits8,596,0009,353,0008,104,0008,590,000
Equity capital6,246,0006,442,0006,685,0006,275,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income1,108,0002,223,0003,376,0004,501,000
Interest expense390,000761,0001,099,0001,424,000
Net interest income718,0001,462,0002,277,0003,077,000
Noninterest income183,000342,000499,000648,000
Noninterest expense520,0001,005,0001,498,0001,972,000
Provision for loan losses70,000185,000265,000315,000
Pretax income311,000613,0001,011,0001,436,000
Income tax106,000209,000343,000486,000
Net income205,000404,000668,000950,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital6,219,0006,419,0006,682,0006,276,000
Total capital7,006,0007,202,0007,510,0007,078,000
Risk-weighted assets62,756,00062,401,00065,965,00063,900,000
2003Q1 in detail →2003Q2 in detail →2003Q3 in detail →2003Q4 in detail →FIRST NATIONAL BANK OF SOUTH GEORGIA →