Call reports 2002

FIRST NATIONAL BANK OF SOUTH GEORGIA — 2002

Name: FIRST NATIONAL BANK OF SOUTH GEORGIA — FFIEC call report 2002
Creator: FIRST NATIONAL BANK OF SOUTH GEORGIA

What FIRST NATIONAL BANK OF SOUTH GEORGIA reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b3965d7b-9fa9-4067-8dad-5631cb02f21a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	74,522,000	74,208,000	74,972,000	75,157,000
Total loans	63,474,000	62,460,000	63,696,000	60,502,000
Allowance for loan losses	901,000	865,000	955,000	947,000
Securities available for sale	6,058,000	5,978,000	5,230,000	7,436,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	57,323,000	57,183,000	59,761,000	60,075,000
Interest-bearing deposits	49,302,000	49,423,000	51,056,000	51,768,000
Noninterest-bearing deposits	8,021,000	7,760,000	8,705,000	8,307,000
Equity capital	6,061,000	6,330,000	6,534,000	6,058,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,290,000	2,591,000	3,879,000	5,101,000
Interest expense	492,000	909,000	1,346,000	1,789,000
Net interest income	798,000	1,682,000	2,533,000	3,312,000
Noninterest income	157,000	323,000	519,000	687,000
Noninterest expense	642,000	1,265,000	1,914,000	2,432,000
Provision for loan losses	90,000	200,000	320,000	397,000
Pretax income	223,000	540,000	879,000	1,237,000
Income tax	76,000	184,000	300,000	421,000
Net income	147,000	356,000	579,000	816,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	6,046,000	6,255,000	6,479,000	6,015,000
Total capital	6,841,000	7,044,000	7,264,000	6,772,000
Risk-weighted assets	63,483,000	63,043,000	62,656,000	60,414,000