Call reports 2001
FIRST NATIONAL BANK OF SOUTH GEORGIA — 2001
What FIRST NATIONAL BANK OF SOUTH GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,561,000 | 72,448,000 | 72,965,000 | 74,706,000 |
| Total loans | 63,750,000 | 62,915,000 | 64,188,000 | 61,971,000 |
| Allowance for loan losses | 843,000 | 898,000 | 932,000 | 816,000 |
| Securities available for sale | 4,522,000 | 4,441,000 | 4,357,000 | 3,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,816,000 | 57,423,000 | 57,511,000 | 61,195,000 |
| Interest-bearing deposits | 52,808,000 | 49,791,000 | 50,546,000 | 52,914,000 |
| Noninterest-bearing deposits | 8,008,000 | 7,632,000 | 6,965,000 | 8,281,000 |
| Equity capital | 5,896,000 | 6,126,000 | 6,307,000 | 5,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,123,000 | 4,546,000 | 5,900,000 |
| Interest expense | 806,000 | 1,519,000 | 2,181,000 | 2,807,000 |
| Net interest income | 771,000 | 1,604,000 | 2,365,000 | 3,093,000 |
| Noninterest income | 168,000 | 354,000 | 508,000 | 682,000 |
| Noninterest expense | 626,000 | 1,276,000 | 1,871,000 | 2,446,000 |
| Provision for loan losses | 64,000 | 154,000 | 199,000 | 424,000 |
| Pretax income | 249,000 | 528,000 | 803,000 | 915,000 |
| Income tax | 85,000 | 180,000 | 274,000 | 312,000 |
| Net income | 164,000 | 348,000 | 529,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,836,000 | 6,020,000 | 6,201,000 | 5,899,000 |
| Total capital | 6,676,000 | 6,837,000 | 7,021,000 | 6,671,000 |
| Risk-weighted assets | 67,054,000 | 65,250,000 | 65,473,000 | 61,682,000 |