Call reports 2007
PLACER SIERRA BANK — 2007
What PLACER SIERRA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 2,399,160,000 | 2,503,963,000 |
| Total loans | 1,820,584,000 | 1,767,313,000 |
| Allowance for loan losses | 22,133,000 | 29,605,000 |
| Securities available for sale | 151,228,000 | 42,612,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,897,301,000 | 1,711,929,000 |
| Interest-bearing deposits | 1,199,814,000 | 1,108,859,000 |
| Noninterest-bearing deposits | 697,487,000 | 603,070,000 |
| Equity capital | 432,181,000 | 729,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 37,097,000 | 11,254,000 |
| Interest expense | 8,407,000 | 2,933,000 |
| Net interest income | 28,690,000 | 8,321,000 |
| Noninterest income | 4,982,000 | 1,210,000 |
| Noninterest expense | 18,662,000 | 7,976,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 15,010,000 | 1,478,000 |
| Income tax | 6,066,000 | 498,000 |
| Net income | 8,944,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 203,800,000 | 202,106,000 |
| Total capital | 226,414,000 | 225,000,000 |
| Risk-weighted assets | 1,943,208,000 | 1,824,393,000 |