Call reports 2006
PLACER SIERRA BANK — 2006
What PLACER SIERRA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,918,056,000 | 2,683,538,000 | 2,658,031,000 | 2,635,111,000 |
| Total loans | 1,416,193,000 | 1,784,701,000 | 1,822,928,000 | 1,849,844,000 |
| Allowance for loan losses | 16,565,000 | 21,529,000 | 22,325,000 | 22,328,000 |
| Securities available for sale | 226,214,000 | 250,960,000 | 255,288,000 | 151,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,631,059,000 | 2,217,005,000 | 2,182,296,000 | 2,167,369,000 |
| Interest-bearing deposits | 1,131,914,000 | 1,242,747,000 | 1,266,493,000 | 1,254,540,000 |
| Noninterest-bearing deposits | 499,145,000 | 974,258,000 | 915,803,000 | 912,829,000 |
| Equity capital | 252,886,000 | 427,174,000 | 432,908,000 | 428,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,691,000 | 58,724,000 | 97,954,000 | 137,295,000 |
| Interest expense | 5,739,000 | 12,333,000 | 20,704,000 | 29,502,000 |
| Net interest income | 21,952,000 | 46,391,000 | 77,250,000 | 107,793,000 |
| Noninterest income | 3,589,000 | 8,114,000 | 12,619,000 | 17,674,000 |
| Noninterest expense | 13,612,000 | 29,101,000 | 52,842,000 | 70,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,929,000 | 25,404,000 | 37,027,000 | 52,884,000 |
| Income tax | 4,749,000 | 10,153,000 | 14,694,000 | 20,758,000 |
| Net income | 7,180,000 | 15,251,000 | 22,333,000 | 32,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,814,000 | 201,300,000 | 204,608,000 | 199,629,000 |
| Total capital | 162,694,000 | 223,238,000 | 227,354,000 | 222,389,000 |
| Risk-weighted assets | 1,507,214,000 | 1,981,539,000 | 2,006,098,000 | 2,025,472,000 |