Call reports 2002
PLACER SIERRA BANK — 2002
What PLACER SIERRA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 950,730,000 | 949,717,000 | 993,414,000 | 994,976,000 |
| Total loans | 611,300,000 | 628,239,000 | 620,056,000 | 622,338,000 |
| Allowance for loan losses | 8,797,000 | 8,723,000 | 8,758,000 | 8,191,000 |
| Securities available for sale | 118,664,000 | 131,919,000 | 114,989,000 | 140,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 815,006,000 | 812,074,000 | 851,527,000 | 846,265,000 |
| Interest-bearing deposits | 634,395,000 | 626,500,000 | 642,594,000 | 617,049,000 |
| Noninterest-bearing deposits | 180,611,000 | 185,574,000 | 208,933,000 | 229,216,000 |
| Equity capital | 117,321,000 | 120,216,000 | 123,063,000 | 125,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,768,000 | 25,446,000 | 38,110,000 | 50,805,000 |
| Interest expense | 3,720,000 | 7,167,000 | 10,433,000 | 13,077,000 |
| Net interest income | 9,048,000 | 18,279,000 | 27,677,000 | 37,728,000 |
| Noninterest income | 2,291,000 | 4,796,000 | 7,316,000 | 10,313,000 |
| Noninterest expense | 8,124,000 | 16,150,000 | 24,209,000 | 32,577,000 |
| Provision for loan losses | 450,000 | 450,000 | 450,000 | 600,000 |
| Pretax income | 3,380,000 | 7,090,000 | 10,949,000 | 15,479,000 |
| Income tax | 1,252,000 | 2,637,000 | 4,081,000 | 6,193,000 |
| Net income | 2,128,000 | 4,453,000 | 6,868,000 | 9,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,758,000 | 63,816,000 | 66,012,000 | 68,208,000 |
| Total capital | 69,325,000 | 71,544,000 | 73,792,000 | 76,089,000 |
| Risk-weighted assets | 604,109,000 | 617,247,000 | 621,422,000 | 630,146,000 |