Call reports 2001
PLACER SIERRA BANK — 2001
What PLACER SIERRA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 916,020,000 | 913,604,000 | 927,750,000 | 945,337,000 |
| Total loans | 581,364,000 | 622,056,000 | 678,900,000 | 629,325,000 |
| Allowance for loan losses | 7,473,000 | 7,550,000 | 8,424,000 | 8,158,000 |
| Securities available for sale | 118,635,000 | 100,681,000 | 89,687,000 | 83,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,054,000 | 781,957,000 | 792,317,000 | 811,095,000 |
| Interest-bearing deposits | 630,713,000 | 624,003,000 | 629,004,000 | 621,997,000 |
| Noninterest-bearing deposits | 153,341,000 | 157,954,000 | 163,313,000 | 189,098,000 |
| Equity capital | 115,826,000 | 116,250,000 | 116,724,000 | 116,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,744,000 | 30,632,000 | 45,437,000 | 59,458,000 |
| Interest expense | 6,540,000 | 12,136,000 | 17,121,000 | 21,421,000 |
| Net interest income | 9,204,000 | 18,496,000 | 28,316,000 | 38,037,000 |
| Noninterest income | 1,333,000 | 2,869,000 | 4,784,000 | 7,127,000 |
| Noninterest expense | 8,905,000 | 17,368,000 | 26,261,000 | 35,289,000 |
| Provision for loan losses | 150,000 | 210,000 | 1,065,000 | 1,470,000 |
| Pretax income | 1,543,000 | 3,978,000 | 7,529,000 | 10,162,000 |
| Income tax | 827,000 | 1,977,000 | 3,523,000 | 4,710,000 |
| Net income | 716,000 | 2,001,000 | 4,006,000 | 5,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,197,000 | 56,820,000 | 58,662,000 | 60,163,000 |
| Total capital | 61,836,000 | 64,166,000 | 66,684,000 | 67,810,000 |
| Risk-weighted assets | 530,248,000 | 587,487,000 | 641,403,000 | 611,299,000 |