Call reports 2024
UNITED BANKERS' BANK — 2024
What UNITED BANKERS' BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,151,412,000 | 1,114,206,000 | 1,118,251,000 | 1,249,756,000 |
| Total loans | 751,916,000 | 747,510,000 | 716,439,000 | 717,749,000 |
| Allowance for loan losses | 12,459,000 | 12,760,000 | 12,256,000 | 11,509,000 |
| Securities available for sale | 148,706,000 | 146,768,000 | 133,567,000 | 100,543,000 |
| Securities held to maturity | 12,000,000 | 12,000,000 | 12,000,000 | 12,000,000 |
| Trading assets | 0 | 248,000 | 1,991,000 | 0 |
| Total deposits | 687,608,000 | 627,120,000 | 653,020,000 | 671,972,000 |
| Interest-bearing deposits | 355,589,000 | 338,894,000 | 352,716,000 | 344,672,000 |
| Noninterest-bearing deposits | 332,019,000 | 288,226,000 | 300,304,000 | 327,300,000 |
| Equity capital | 124,815,000 | 127,387,000 | 131,278,000 | 130,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,345,000 | 26,805,000 | 40,488,000 | 53,316,000 |
| Interest expense | 8,604,000 | 17,079,000 | 25,865,000 | 32,905,000 |
| Net interest income | 4,741,000 | 9,726,000 | 14,623,000 | 20,411,000 |
| Noninterest income | 3,556,000 | 7,135,000 | 11,159,000 | 15,396,000 |
| Noninterest expense | 8,006,000 | 16,706,000 | 24,803,000 | 33,748,000 |
| Provision for loan losses | 0 | 320,000 | 320,000 | 870,000 |
| Pretax income | 374,000 | 3,408,000 | 4,234,000 | 4,523,000 |
| Income tax | -608,000 | 258,000 | 417,000 | 421,000 |
| Net income | 982,000 | 3,150,000 | 3,817,000 | 4,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,177,000 | 137,346,000 | 138,013,000 | 138,297,000 |
| Total capital | 146,433,000 | 148,669,000 | 148,536,000 | 148,825,000 |
| Risk-weighted assets | 899,016,000 | 904,192,000 | 839,969,000 | 841,060,000 |